How to Find and Use Your USAA Routing Number
Your USAA routing number is essential for setting up direct deposits, making wire transfers, and handling other financial tasks. Whether you’re new to USAA or just need a quick refresher, this guide walks you through everything step by step.
What is a Routing Number?
A routing number is a 9-digit code used to identify your bank in financial transactions. For USAA, it helps ensure your money goes to the correct place when you send or receive payments.
USAA Routing Number Overview
- USAA Routing Number for All Accounts:
314074269 - This number is used for direct deposit, electronic payments, and wire transfers.
- It is the same for all USAA members, regardless of location.
How to Find Your USAA Routing Number
- Via USAA Website: Log into your account, go to your checking or savings account, and find the routing number listed under account details.
- On USAA Mobile App: Open the app, go to your account, and look for “Account & Routing Number.”
- On a Check: If you have a USAA checkbook, the routing number is the first set of nine digits at the bottom left.
How to Use the Routing Number
Here are some common scenarios where you’ll need to use your USAA routing number:
- Direct Deposit: Provide your routing and account number to your employer or the government to receive pay or benefits.
- Wire Transfers: For domestic wires, use the standard routing number. For international wires, USAA provides a SWIFT code you can request from their support.
- Bill Payments: When linking your bank for automatic payments, both your account and routing number will be needed.
Tips for Secure Banking
- Double-check your routing number before sharing it or submitting a transaction.
- Only use secure websites or trusted apps when entering banking info.
- Contact USAA customer support if you're unsure about any step.
Still Need Help?
If you can’t locate your routing number or have specific questions, you can always call USAA at 1-800-531-8722 or use the chat support feature on their website.